An actuarial valuation of his/her accrued retirement benefits will be
made and the amount plus his contributions to date will consist of
his/her retirement benefits in his/her RSA which can only be accessed
at the age of 50 years. Withdraws from the RSA will depend on the
professional advice of the PFA having regard to the provisions of the
Pension Reform Act 2004 which provides for lump sum withdrawal,
programmed withdrawals or purchase of annuity.